Table of Contents. Jim Cramer’s Best Stocks. After proving itself to be a great platform, Ripple is now fixated completely on collaborating with banks, presenting them with a more effective and lucrative way to direct immediate payments globally. Biotech Maven. Still, its dependability is somewhat unsure, so be careful when choosing which wallet you’d like to go with. Ripple, an alternative to the likes of Bitcoin , Ethereum and Litecoin, is different than most cryptocurrencies in that it actually uses connections to banks and companies. Popular Courses.